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Tag: Homeowners Insurance

Replacement Cost vs. Market Value: What's the Difference?

If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: expensive.According to Home Bay, a real estate education platform, U.S. home prices increased an astounding 42% in the three years between March 2020 and March 2023.That data also showed that the national median home price rose to $468,000 as of 2022,...

Your Quick and Easy Guide to Electrical Safety at Home

Electrical dangers are serious business. From risk of shock to potential fires, you’ve got plenty of reasons to make sure your home’s electrical systems are in good shape and safe working order. Fortunately, in most houses, a simple walkthrough can help you identify and avoid the most common risks. (Having the right homeowners insurance can provide peace of mind, too.)Most fixes are simple and inexpensive, if...

How Do I Insure My Old Home?

Everyone loves a home with real character built right in, and they just aren’t built like they used to be. Older homes come with many unique quirks and designs that are not seen in modern buildings, making them appealing to many homebuyers. However, before diving into a beautiful older home purchase, many are left wondering, how do I insure it and what’s the difference from...

6 Ways to Prevent Home Water Damage

It’s a fact of life that water backs up, overflows, floods and generally goes where it doesn’t belong.Are you worried about water ruining your home? If so, the following list can help you spot – and fix – some of the most common home water damage problems. Some you can tackle on your own, but others are best left to the pros.And since nothing is...

What You Should Know About Common Household Poisons

Each year, more than 2 million poisonings are reported to poison control centers across America. And according to the U.S. Health Resources & Services Administration (HRSA), more than 90% of those poisonings occur at home.To help you identify any potential poison risks in your home – and know what to do if a poisoning occurs – here’s what you should know about common household poisons. Why...