Category: Personal Insurance

When is a Car Considered Totaled—And What Happens When It Is?
September 30, 2024
The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV)...

5 Things to Avoid When Using Public Wi-Fi
September 25, 2024
Public Wi-Fi helps us stay connected no matter where we go. It’s convenient to use at a coffee shop, a neighborhood restaurant, or the airport,...

How Named Storms Affect Your Insurance Coverage
September 23, 2024
When a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the...

When Should I Call My Insurance Agent?
June 14, 2024
While the information age has graced us with many online conveniences, there are areas of importance where only a conversation with another person will do....

Must-Know Boating Safety Tips
May 17, 2024
As the weather gets warmer, this could mean spending the day on the water. Whether it’s a day sail or boating around a lake, it’s...

Replacement Cost vs. Market Value: What’s the Difference?
May 1, 2024
If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: expensive....

Your Quick and Easy Guide to Electrical Safety at Home
April 29, 2024
Electrical dangers are serious business. From risk of shock to potential fires, you’ve got plenty of reasons to make sure your home’s electrical systems are...

What to Know When Driving Through a Work Zone
April 15, 2024
Who hasn’t been zipping along when all of a sudden traffic slows to a halt? When it does, you can bet on one of two...

Lithium Battery Fires: How to Spot the Warning Signs
December 23, 2021
As our portable electronic devices continue to get thinner and lighter, manufacturers have had to figure out ways to store a lot of energy in...
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